What does the 4-point inspection cover?
The inspection documents the roof’s age, its remaining useful life, any damaged or mission flashing, damaged or sagging decking, leaks, truss/rafter systems or any other maintenance and age issues that need to be amended.
Electrical System Inspection
This inspection documents the condition and size of the core service, the main and sub breaker panels, the existence of GFCI protected outlets for the kitchen and bathrooms, the type of wiring that exists, and whether there are any hazardous electrical settings that require immediate attention.
The HVAC inspection documents the type of furnace system (s) available, its age and overall condition. Both the indoor and outdoor units should have the serial number and manufacturer’s label to help determine when they were manufactured.
This inspection documents the main supply plumbing materials, including water pressure, the heater fuel type, condition, and age. Only a visual inspection is conducted to check for any signs of excessive corrosion, active leaks, or any other major or potential problems. This inspection is especially important as water leaks are the biggest source of home insurance claims. Hence, before a house is insured, the insurance company needs to make sure that the plumbing system is well maintained with repairs and/or updates done by a licensed plumber.
The 4-point Insurance should only be performed by a qualified, certified and licensed home inspector.